Putting a child through college can be a financial burden for many families. Many college students take out loans to pay for higher education, and in some cases, it can take a lifetime to pay it all back. So, how can you help your child save for college? If you do your research, it’s much easier t
Read MoreWhen interest rates drop, many people wonder if it’s time for mortgage refinancing. You may be able to secure a better mortgage rate than the one you currently have. However, it doesn’t always make sense to refinance. The upfront expense of paying for closing costs may nullify your savin
Read MoreWhether you’re a stay-at-home parent or taking some time off work, saving for retirement shouldn’t go by the wayside. In many cases, individuals aren’t aware they’re able to save for retirement when they don’t have earned income. Contributing to an IRA or Roth IRA is a viable option, and a
Read MoreAs you celebrate Independence Day and all it stands for, we suggest that you also consider your personal financial independence. Everyone, no matter their monetary situation, strives to achieve financial security. It starts with accountability and diligence. Budgeting Not only is it July 4, but it
Read MoreAccording to a 2016 Employee Benefits Research Institute survey, 42 percent of working Americans have less than $10,000 saved for retirement. What’s even more staggering is data from the U.S. Census Bureau, which reports that two thirds of Americans don’t contribute anything to a 401(k) or other
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