CFP®

“CERTIFIED FINANCIAL PLANNER™ certification is the standard for financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow.”

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Certification Requirements:

1. Earn 4-Year Degree. A bachelor’s degree in any discipline is required.
2. Complete CFP® certification coursework.
3. Pass CFP® Exam.
4. Accumulate experience.
5. Meet Ethics Requirement.
6. Earn CFP® Certification.

Fiduciary Description:

As a Registered Investment Advisor (RIA), we are designated fiduciaries for all our clients. That means we are held to the highest possible standard to provide advice that is sound, accurate, and free from conflict, holding your best interests before our own. Our full suite of services encompasses a multitude of areas, some of which, in our capacity as a fiduciary to you and others are educational in nature, assisting you in your functions as the plan sponsor/trustee.

Fiduciary oversight begins with us partnering with you as an ERISA 3(21) co-fiduciary. In this capacity, we will assist in the selection and monitoring of the investment lineup to ensure that it meets the qualifications of ERISA Section 404(c) and complies with the Investment Policy Statement (“IPS”), a policy that we will advise on and provide ongoing maintenance. Fort Pitt will provide investment recommendations to the plan sponsor, who will decide on the selection, retention, addition, and removal of investment options. We will also provide you with advice on implementing a Qualified Default Investment Alternative (“QDIA”). You can further engage us as a 3(38) discretionary investment manager in the plan. As a 3(38), we assume responsibility for selecting, monitoring, and replacing plan investment options.