Maximize an Inheritance

Although the circumstances surrounding the receipt of an inheritance are saddening, the windfall can often alleviate financial pressures and provide security for the future. However, it’s very important that beneficiaries make a financial plan before reacting hastily, in order to maximize the potential of this monetary gift. Typically, an inheritance is money that[...] Continue reading

Ted Bovard offers thoughts to USA Today

On September 12, Ted Bovard was featured in an article by USA Today reporter Jeff Reeves, titled “Gen X seriously short on life insurance.” The article highlights a survey released by New York Life, which found that 20 percent of Gen Xers – those reported as middle-aged Americans born between 1965 and 1976– do not have life insurance. Reeves cites the 2008[...] Continue reading

Finding fiduciary help for plan sponsors

With increased responsibility falling on plan sponsors from The Employee Retirement Income Security Act (ERISA), it’s more important than ever that plan sponsors be educated and aware of their fiduciary duties when it comes to employee retirement plans. There are also ways that plan sponsors can find assistance and relief from the complex fiduciary burden. Plan[...] Continue reading

The Basics Behind Captive Insurance

Written by: Mike Blehar | Founding Partner & Chief Growth Officer As part of a closely-held business owner’s effort to ensure the success of their companies, a captive insurance company can offer a strategic way to help protect the assets in that business. For clients who own businesses that have significant and continual free cash flow, we will explore the value[...] Continue reading

The “Real” Fear – Running Out of Money

In my recent write-up, “Is the Bond Market Safe in the Face of Rising Interest Rates?,” I focused on the risks associated with individual bond holdings. These include credit, liquidity and rising interest rates, all elements where portfolio managers place emphasis. However, as I talk with clients about investing, I find the primary risk that everyday investors are[...] Continue reading