How to Hire a Financial Advisor

While most people need a good financial planner at some point in their lives, few know how to find an advisor they can trust. Maybe you're looking to start saving for retirement or get advice on buying your first house. Whatever the reason, financial advisors can help you get what you need from your finances at the least risk to you. Choosing a Financial Advisor If you[...] Continue reading

Tips for First-Time Homebuyers

Buying your first home is an exciting, chaotic process. However, you can make it a little easier by understanding some basic tips about saving, loans and buying. Preparing to Buy Before you jump into the search for your perfect house, you should make some preparations: Start saving early:In addition to the base costs of down payments and moving expenses, the path[...] Continue reading

How to Pick a Beneficiary for Your 401(k)

Choosing a beneficiary for your 401(k) is an important decision. Learn more about how to select a beneficiary and what to do once you decide. What Is a Beneficiary? In the most simple form, a beneficiary receives money, estate, and other benefits from someone else, called the benefactor. In other words, you, the benefactor, would designate a beneficiary — or[...] Continue reading

Charitable Gifting Strategies – Make the Most of Your Donations

Watch Chris Chaney and Brad Newman from Fort Pitt Capital Group as they share tips about making the most of your donations. They cover topics like:  Tax-efficient donation methods. Ways to make an impact beyond sending money. Qualified charitable distribution strategies for RMDs. Donor advised funds. Charitable trust and estate plans. Setting up[...] Continue reading

When Does It Make Sense to Refinance Your Mortgage?

When interest rates drop, many people wonder if it's time for mortgage refinancing. You may be able to secure a better mortgage rate than the one you currently have. However, it doesn't always make sense to refinance. The upfront expense of paying for closing costs may nullify your savings over the first few years of the refinance. If you plan to sell your home during[...] Continue reading