Do You Need Life Insurance After You Retire?

Many individuals have life insurance to provide for their families after their death. If you are retired or considering retirement, you may wonder whether you still need a life insurance policy. This guide covers the factors to consider and how you could benefit from life insurance after you retire. How Life Insurance Fits In Life insurance helps a household manage[...] Continue reading

Third Quarter Market Update

Equity markets rallied from mid-June through mid-August, with the S&P 500 Index advancing by almost 18% over that two-month stretch. This bounce was primarily attributable to the narrative that the Federal Reserve would pause or pivot away from their aggressive interest rate hiking campaign. However, Fed Chairman Jerome Powell torched the idea of a policy pivot[...] Continue reading

Is an ESOP right for your business?

Click Here to Request a consultation about an ESOP for your Business Section 1. ESOP Overview By Doug Ellis Important ESOP Numbers: There are roughly 6,500 ESOPs covering more than 14 million participants Publix Super Markets Black & Veatch Jasper Engines & Transmissions 57% of ESOPs are in S corporations Industries of ESOP[...] Continue reading

What Is a Conventional Loan?

Written by: Skylar Riddle, CFP® | Financial Advisor If you’re searching for a mortgage or want to refinance, you may have come across the term “conventional loan.” What does that mean? The conventional loan is the most common type of loan. These are loans provided by private financial lenders and they do not receive backing from the government. In[...] Continue reading

How Much House Can You Afford?

If you’re looking to buy a house, you first need to consider your budget and how much you can realistically afford to pay for your mortgage. Before putting your information into a mortgage calculator, take a moment to understand how a lender will determine your mortgage and some alternative loans for which you may be eligible. What Factors Help Determine How Much House[...] Continue reading