The Basics Behind Captive Insurance

Written by: Mike Blehar | Founding Partner & Chief Growth Officer As part of a closely-held business owner’s effort to ensure the success of their companies, a captive insurance company can offer a strategic way to help protect the assets in that business. For clients who own businesses that have significant and continual free cash flow, we will explore the value[...] Continue reading

The “Real” Fear – Running Out of Money

In my recent write-up, “Is the Bond Market Safe in the Face of Rising Interest Rates?,” I focused on the risks associated with individual bond holdings. These include credit, liquidity and rising interest rates, all elements where portfolio managers place emphasis. However, as I talk with clients about investing, I find the primary risk that everyday investors are[...] Continue reading

Juggling Act: How to Pay for College

According to a recent study published by USA Today, analysts found that post-recession, parents can only afford to contribute about 27 percent of personal funds to their children’s college costs, a statistic that has lowered from previous years. The rising cost of college tuition rates combined with high unemployment and a tepid economic recovery are becoming an[...] Continue reading

Introducing Jay Sommariva

We are pleased to share with our readers and clients the addition of Jay Sommariva to our team. Jay joined us last month and will be directing our fixed income group. As vice president and senior fixed income portfolio manager, Jay will be responsible for analyzing and allocating our fixed income portfolios. Jay previously served as vice president and senior portfolio[...] Continue reading

Financial Education 101 (For Parents)

We are nearly halfway through the summer and before you know it, kids will be heading back to school. For parents who are getting ready to send their children off to universities across the country, different preparations are taking place beyond the purchase of school supplies. Most of these young adults will be living independently for the first time in their lives,[...] Continue reading