Changes are coming to Social Security for 2021

Social Security can be confusing. There are so many decisions to make – coordinating benefits with your spouse, when to start collecting benefits, and more. That’s why we hosted a webinar to cover your questions about Social Security planning issues. And there are some important changes coming to Social Security in 2021 that we want to highlight: Social Security[...] Continue reading

Business Owner Exit Planning Amid COVID

2020 has been incredibly challenging for everyone, and now that we’re almost in a new year it’s a good time for business owners to reevaluate their plans. The COVID-19 crisis has presented a number of obstacles for business owners, many of whom are aging baby boomers. Pre-pandemic, many businesses were anticipating a positive trajectory and potential growth –[...] Continue reading

Your Emergency Fund – How Much, Plus Why, How, and Where

It is times like these that stress the importance of planning a healthy savings strategy and how much of an emergency fund you should have. If you are experiencing your own personal recession amid these times of Social Distancing and are among the almost 40 million Americans that have filed for unemployment since March, this probably is not your top priority. Times of[...] Continue reading

Should You Work Past Your Retirement Age?

It’s common for investors to hear that they should delay retirement and work for an additional few years. Although the benefits and implications that come along with working past retirement age may seem obvious, it doesn’t always register how age can impact retirement savings. The amount of money they’ll need to live on in retirement is a function of what it will[...] Continue reading

Critical Questions for Plan Participants

A few years ago, we did a Q&A series on critical questions for plan sponsors. We’d now like to revisit this territory and address critical questions for plan participants. Investing and saving for retirement can be daunting; but investing in your employer sponsored plan is a great place to start. Here are a few questions you may want to ask at the outset — these[...] Continue reading