Retirement Planning

Retirement Savings Beyond a 401(k)

Written by: Nathan Boxx, AIF®, CFP® | Director of Retirement Plan Services Maxing out your 401(k) Profit Sharing and want to save more? If you are: A business owner, executive, part of a physician’s group, etc. 50 years or older Consistently maxing out your 401(k) at $61,000 plus $6,500 Then it is time to consider a cash balance plan. What Is a Cash[...] Continue reading

What Is Long-Term Investing?

Long-term investing is the process of distributing money across a diverse set of assets. The investor commits to their portfolio for an extended period — usually at least a year — and adds to the investment over time as part of a carefully crafted financial plan. Candidates with enough money set aside to start a portfolio are excellent options. Why Long-Term[...] Continue reading

What Does a Financial Advisor Do?

If you're serious about managing your finances, you'll want all the expertise you can get to stay on track to achieve your short- and long-term goals. Big and small life changes bring an increased need for an adaptive financial plan that can accommodate your life at every stage. A financial advisor can help you create this plan and put it into action. Whether the[...] Continue reading

What Is a Target Date Fund?

Written by: Denny Baish | Senior Investment Analyst What Is a Target Date Fund? Target Date Funds (TDF), also known as life-cycle funds, are a type of mutual fund meant to grow assets for a set time frame. These funds combine stocks, bonds, and investments, creating a diverse portfolio that adapts to meet the client's needs over time. These funds allow you to take[...] Continue reading

What Are Required Minimum Distributions (RMDs)?

You may have heard people refer to required minimum distributions (RMDs) and wondered what that means. RMDs are related to your retirement savings, and you should understand RMD rules to ensure you meet government requirements. The guidelines for RMDs can change from year to year, so make sure you look for the latest updates. What Are RMDs? Required minimum[...] Continue reading